Reimbursement of refractive surgery through health insurance

Your additional health insurance makes laser eye surgery and lens implants possible, also in 2022

To make laser eye treatments accessible to a wider public, many health insurers reimburse part of the costs of your treatment from the supplementary insurance. View your 2022 health insurance below to gain insight into your (possible) reimbursement for laser eye surgery and/or lens replacement (refractive surgery). This reimbursement overview has been compiled on the basis of public information (Nov. 2021), policy conditions and reimbursement overviews, as published by the health insurers for the year 2022. Visus Oogkliniek has listed the reimbursements per health insurer and per supplementary package for you. Please note that our publication reflects the maximum reimbursements for laser eye surgery and/or lens replacement for 2 eyes.

In some cases, in exceptional medical necessity and after permission from your health insurer, refractive surgery treatment can be (partially) reimbursed under the basic insurance. In case of medical necessity, you should think of intolerance to contact lenses in combination with a large difference in diopters (>4) between the two eyes. It is rare that laser eye surgery is reimbursed under the basic insurance. We therefore only show the reimbursements for supplementary insurance in the overview below. The content of the basic insurance is the same for all insurers and we assume a maximum reimbursement of € 0.00.

If you may be eligible for reimbursement under the basic insurance, we will inform you about this during the extensive preliminary investigation and explain the follow-up procedure for a reimbursement application.

With most health insurers it is possible to receive a partial reimbursement for laser eye surgery or a lens replacement (refractive surgery) via the additional insurance. We advise you to check your policy carefully for the exact reimbursement and the applicable conditions. Most insurers impose additional conditions on the healthcare institution where you want to undergo the treatment. They require, for example, that the institution is ZKN certified and that the treatment is performed by a BIG registered ophthalmologist who is a member of the Dutch Ophthalmic Society (NOG) and/or has an NGRC refractive surgeon quality mark. Visus Oogkliniek meets all these conditions.

Reimbursement overview 2022


  • 50 Plus
    CZ € 100
  • Gezinnen
    CZ € 150
  • Jongeren
    CZ € 100
  • Plus
    CZ € 100
  • Top
    CZ € 125
  • Aanvullend 5
    CZdirect € 100
  • ZonderZorgen
    Interpolis € 500
  • Classic Comfort
    IZA Zorgverzekeraar € 500
  • Extra Zorg 3
    IZA Zorgverzekeraar € 500
  • Zorg voor de Zorg + Extra 3
    IZZ Zorgverzekering (VGZ voor de Zorg) € 500
  • Compleet
    Nationale-Nederlanden € 100
  • Uitgebreid
    OHRA € 100
  • Vrije Keuze Benfit
    ONVZ € 75
  • Vrije Keuze Optifit
    ONVZ € 150
  • Vrije Keuze Topfit
    ONVZ € 300
  • PNO Excellent
    PNOzorg € 300
  • PNO Excellent
    PNOzorg € 150
  • PNO Plus
    PNOzorg € 75
  • PNO Top
    PNOzorg € 300
  • Extra Largepolis
    Pro Life € 750
  • Largepolis
    Pro Life € 500
  • Top
    Salland zorgverzekeringen € 500
  • Aanvullend 3 sterren + Extra Pakket
    Studenten Goed Verzekerd € 500
  • Aanvullend 4 sterren + Extra Pakket
    Studenten Goed Verzekerd € 750
  • Aanvullend Best
    Univé € 500
  • VGZ Aanvullend Best
    VGZ € 500
  • Optimaal
    VvAA zorgverzekering € 150
  • Plus
    VvAA zorgverzekering € 75
  • Student
    VvAA zorgverzekering € 100
  • Top
    VvAA zorgverzekering € 300
  • Aanvullend 3 sterren
    Zilveren Kruis € 500
  • Aanvullend 4 sterren
    Zilveren Kruis € 750
  • AV GeZZin
    Zorg en Zekerheid € 200
  • AV GeZZin (HBO/WO (studenten))
    Zorg en Zekerheid € 200
  • AV GeZZin (MBO (studenten))
    Zorg en Zekerheid € 200
  • AV Plus
    Zorg en Zekerheid € 200
  • AV Plus (HBO/WO (studenten))
    Zorg en Zekerheid € 200
  • AV Plus (MBO (studenten))
    Zorg en Zekerheid € 200
  • AV Top
    Zorg en Zekerheid € 200
  • AV Top (HBO/WO (studenten))
    Zorg en Zekerheid € 200
  • AV Top (MBO (studenten))
    Zorg en Zekerheid € 200
  • Top
    ZorgDirect € 500
  • UMC Extra Zorg 3
    Zorgverzekeraar UMC € 500
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